Legal Disclaimer & Terms of Service

Terms of Use

Last Updated: August 5, 2026 • Effective Immediately

Educational & Informational Purpose Only

All tools, mathematical formulas, and calculations provided on CalcHub are designed solely for educational, planning, and informational purposes. Results are estimates and should not replace professional financial, tax, legal, or medical advice.

1. Agreement to Terms

By accessing or using CalcHub (operated by Ayush Guleria), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, please do not use our website.

2. No Medical, Health, or Fitness Advice

Health and body composition tools (such as TDEE, BMR, Body Fat %, Calorie Deficit, and Protein Intake calculators) are based on peer-reviewed population formulas (such as Mifflin-St Jeor, Katch-McArdle, US Navy body density).

These calculations do not constitute medical diagnosis, dietary prescription, or personalized clinical treatment. Always consult a licensed healthcare professional or registered dietitian before starting any aggressive caloric deficit, workout regimen, or weight loss program.

3. No Financial, Tax, or Legal Advice

Financial tools (such as Paycheck Tax, Mortgage, Car Loan, Salary, and Compound Interest calculators) use standard mathematical compounding and generalized tax rate bracket approximations.

Actual paycheck withholding, tax liabilities, interest rates, and loan terms vary based on specific local tax laws, exemptions, credit scores, and municipal regulations. Consult a Certified Public Accountant (CPA), certified financial advisor, or tax attorney for specific financial guidance.

4. Limitation of Liability

In no event shall CalcHub, its creator Ayush Guleria, or its suppliers be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your reliance on or use of any calculation results, articles, or tools on this website.

5. Acceptable Use & Intellectual Property

All software engine code, custom styling, articles, blog posts, design elements, and logos on CalcHub are owned by Ayush Guleria and protected by applicable copyright and intellectual property laws. You may use our calculators for personal or non-commercial internal business calculations. Automated scraping, reverse-engineering, or unauthorized duplication of CalcHub code is prohibited.

6. Questions & Contact Information

If you have any questions regarding these Terms of Use, please reach out to:

Ayush Guleria

Founder & Lead Developer, CalcHub

Email: ayushguleria73@gmail.com